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Comments 365c58
Why do you require so many personal details? 1gy28
I want to donate €100. However I have been put off by what I consider to be *excessive* personal details you require. Why do you need my Full name AND mobile number AND email AND billing address AS WELL AS my Visa details? All I want to do is to transfer some money to you by Visa - full stop. (Most of those details are implicit in the Visa transaction.)
PayPal Anti-Fraud, We Only Get Your Email 3838g
The only element of your details we receive is your email address. We only use that for sending you a thank you note.
Everything else is PayPal itself asking. They didn't use to require an address but I'd wager that changed in cracking down on fraud. We used to get multiple fraudulent transactions a month as criminals tested credit cards to see if they worked before either selling the details on or using them for fraudulent transactions of real goods. We don't usually get any anymore. I'd wager PayPal started requiring addresses to prevent that. Providing your address allows a merchant like PayPal to do an Address Verification Service (AVS) lookup. This matches your street number and zip to the one on file for your credit card. This serves as an additional fraud prevention measure in combination with the card number, expiration date, and CVV2 (security code). Not sure about them asking for your mobile but that could be another thing they these days.